Read below to find out what to focus on in order to ensure that payment processing on our website is secure (or what to consider when choosing a payment gateway for our page).

All transactions should be secured with SSL protocol. Using SSL helps to encrypt the information so that the card details and all other sensitive data is protected. It, of course, improves payment security but also makes customers more willing to buy.

The SSL is symbolized by a padlock icon in the URL bar, and the web address begins with https.

When you’re processing payments on our website, PCI is a must. The Payment Card Industry Data Security Standards (PCI DSS) provide guidelines for merchants that tell them what they need to do in order to secure sensitive data in payment processing.

A merchant doesn’t have to be PCI compliant if he/she chooses the right payment provider (one with PCI level 1). He/she can leave it up to the payment gateway to comply with the industry level security standards. Note that data encryption is required by PCI.

We never store your credit and debit card information on our server. When choosing the right payment solution, your data doesn’t even touch our servers. More importantly, it’s encrypted before it is ever stored on database servers.

Tokenization replaces sensitive data with a randomly generated string of characters, so it reduces the risk associated with data breach. One of the best protection methods is using a token that represents a real credit card number. When the transaction is authorized, the data is sent to the centralized server and stored securely. At the same time, a merchant’s system receives a unique number. 

4. 3D Secure

3D Secure is an additional security layer that helps with fraud prevention in debit and credit card transactions. In short, when an online shopper wants to buy something, he/she creates a secure password for the credit card he/she uses to pay. At that time, every transaction will be confirmed with the password in order to add extra protection.

With fraud prevention tools, every transaction is scanned and monitored (automatically or manually), so it’s easier to prevent and eliminate all suspected fraudulent activities.

To sum up, when you choose a payment gateway in our website, it comes with the following:

Using the right solution and paying attention to the security of online payments can definitely reduce the overall level of vulnerability.